A contingent fee agreement must be in writing and executed in duplicate to be enforceable.

The bankruptcy law provides that a debtor may claim either federal or state exemptions.

One who uses fraud or deceit in the sale of property may be liable in triple damages.

If an applicant for life insurance misrepresents his physical condition on the application and dies within the first two years, the insurance company may deny liability. After the two-year period, an insurance company cannot contest the validity of the policy even for fraud.

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